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At Your Service

Financial Aid & Scholarships
Bldg B, Room B156, ECC Campus
Tel: 847-214-7360
Fax: 847-608-5460
financialaid@elgin.edu
Hours: M-Th 8 a.m. - 7 p.m.; F 8 a.m. - 4 p.m.
Closed Fridays May 31 - August 1


Important Changes

Important changes to financial aid. Read more»



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Dates to Remember

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Know the important financial aid dates.
View dates»


How To Apply for Financial Aid

Five Easy Steps

  1. Apply for a PIN at www.pin.ed.gov
  2. Complete the FAFSA at www.fafsa.gov
  3. Complete an ECC Institutional Aid Application
  4. The Financial Aid and Scholarships Office may request additional information from you. Please submit requested documents as soon as possible.
  5. An award letter will be sent to you.

Eligibility Requirements

  • Be a U.S. citizen or eligible non-citizen
  • Have a high school diploma, General Education Development (GED) certificate or has completed home schooling at the secondary level.
  • Be enrolled in an eligible degree or certificate program
  • Have a valid Social Security number
  • Register with Selective Service, if required
  • Maintain financial aid satisfactory academic progress
  • Not be in default on a federal loan or owe an over-payment of a federal grant.

Enrollment Status

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Some types of financial aid are related to maintaining specific levels of enrollment. The U.S. Department of Education sets federal definitions of enrollment statuses, which supersede school-imposed definitions related to an academic term. Federal aid follows these federal enrollment guidelines in all terms, including summer:

  • Full-time = 12 credit hours or more
  • Three-quarter-time = 9 to 11.5 credit hours
  • Half-time = 6 to 8.5 credit hours
  • Less than half-time = 1 to 5.5 credit hours

Please Note

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ECC federal school code: 001675

FAFSA Priority Filing Dates

Filing your FAFSA and all ECC paperwork by these priority dates assures your financial aid package will be completed by the start of the term. You may still file after these dates, but your aid may not be in place before payment is due for the term.

  • Summer term - April 1
  • Fall term - July 1
  • Spring term - November 1

Need help with your FAFSA? Stop by the Financial Aid & Scholarships Office during these times and a financial aid professional will assist you. No appointment required. Download dates and times

Applying for a Federal or State Grant

  1. Apply for a PIN Number
  2. Complete the FAFSA online
  3. Complete the ECC Institutional Aid Application
  4. Receive and review your award letter.

Applying for a Federal Stafford Student Loan

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  1. Apply for a PIN Number
  2. Complete the FAFSA online
  3. Complete the ECC Institutional Aid Application

New borrowers to ECC must complete the following steps:

  1. Make an appointment with a financial aid advisor.
  2. Log on to www.studentloans.gov and complete 'Entrance Counseling' and complete 'New MPN for Student Loans'.
  3. Complete and bring the Budget Worksheet to your appointment.

Returning borrowers to ECC must complete the following steps:

  1. Make an appointment with a financial aid advisor.
  2. Complete and bring the Budget Worksheet to your appointment.

Applying for Student Employment

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All students interested in student employment should contact the Financial Aid and Scholarships Office.
Application for Student Employment

FAQs

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1. When will I receive my excess grant funds?

Answer: If the grant aid posted to your student account exceeds your charges, you will receive a refund after the 60 percent point of the term. Checks will be mailed to you at the address on file with the Registration & Records Office or deposited in your account if you have direct deposit.

Important dates»

2. How many credit hours do I need to take to receive aid?

Answer: Pell and Map grant requirements varies. You must enroll in a minimum of 6 credit hours to receive a loan. Please check with the Financial Aid & Scholarships Office for specific information.

3. What are the other requirements?

Answer: To be eligible for aid, you must:

  • Be a U.S. citizen or eligible non-citizen
  • Have a high school diploma or a General Education Development (GED certificate) or has completed home schooling at the secondary level.
  • Be enrolled in an eligible degree or certificate program at least 16 hours in length
  • Have a valid Social Security number
  • Register with Selective Service, if required
  • Maintain Financial Aid Satisfactory Academic Progress
  • Not be in default on a federal loan or owe an over-payment of a federal grant.

4. I don’t live with my parents. Why do I need their information?

Answer: Dependent students must provide parental information on the FAFSA. According to the federal government, you are considered a dependent student unless you:

  • Are over 24 years of age
  • Are married
  • Have any children and/or dependents of your own
  • Are an orphan and/or a ward of the court/state
  • Are a veteran of the armed forces

Note: Please see the FAFSA for a complete list of questions which will determine your status as an independent or dependent student.

If none of these conditions apply, you must include parental information and a parent’s signature on your FAFSA. Students can appeal for a Dependency Override if their personal situations involve unusual circumstances. However, per federal guidelines, a parent’s unwillingness to provide financial support (or information required to complete the FAFSA or verification paperwork) does not, in and of itself, qualify you for a Dependency Override.

5. What is a Student Aid Report and what should I do when I get one?

Answer: Your Student Aid Report (S.A.R) is issued by the government based on the information you submitted on the FAFSA.

When you receive your S.A.R.:

  • Review it for errors
  • Complete our Institutional Aid Application form (ECC’s in-house paperwork)
  • Submit other supporting documents as requested

6. How do I fix mistakes in my Student Aid Report (S.A.R.) information?

Answer: Make corrections electronically to your FAFSA online

  • Log-In to your account and make changes
  • Sign your corrections with your PIN
  • Changes to parent information require the parent to sign with a PIN

Need additional assistance?

Bring in the Student Aid Report (S.A.R.) to Financial Aid (or provide the 4-digit DRN# from the S.A.R.) so we can make corrections electronically. Tell us what changes are needed, and bring any documentation necessary.

7. What if I didn't list ECC on my FAFSA Application?

Answer: Add our school code (001675) to your FAFSA online

'Add or Delete a School Code' under section 3 or Bring in your Student Aid Report (S.A.R.) to the Financial Aid & Scholarships Office so we can add the school code electronically. You will then need to complete ECC’s in-house paperwork.

8. What should I do if I receive a verification letter?

Answer: Verification is a federal process in which Financial Aid is required to confirm the information reported on your FAFSA. You must comply with all requests for documentation, because your aid cannot be finalized until verification is complete.

Required documents may include:

  • Signed and completed verification worksheet (if dependent, your parent MUST also sign)
  • Use the IRS Data Retrieval Tool link that is on the FAFSA (students are no longer allowed to bring in copies of taxes).
    Instructions:
    • go to www.fafsa.gov
    • log in to the student's FAFSA record
    • select "Make FAFSA Correction"
    • select the "Financial Information" section at the top of the page
    • choose the financial information screen for student
    • follow the instructions to use the IRS Data Retrieval tool
    • enter the tax return status, then answer the question regarding IRS Retrieval Tool options
    • if eligible, proceed to the retrieval process
    • say "ok" to leaving the FAFSA Website
    • enter name, address and filing status EXACTLY as it appears on your Federal Tax Return. NOTE: if middle initial is on the tax return, enter a space after the first name and then the middle initial
    • enter "transfer now"
    • say "ok" to return to FAFSA
    • choose the sign and submit page, select "sign electronically" and enter "PIN"
    • scroll to bottom of page and select "Submit"
  • If you are unable to use the IRS Data Retrieval Tool, you must request a copy of your IRS Tax Transcripts by calling 800-908-9946 or go online to www.irs.gov.
  • You may be required to bring in additional documents as requested by the Financial Aid & Scholarships Office.
  • For further instructions or assistance, stop by the Financial Aid & Scholarships Office.

9. What credit programs are eligible for financial aid?

Answer:

  • All two-year Associate of Applied Science (AAS) degrees are eligible for aid.
  • All two-year transfer Associate degrees (AA, AES, AFA, ALS, AS) are eligible for aid.
  • Some certificate programs are also eligible. See financial aid forms; Financial Aid Eligible Programs.

10. My financial situation has changed. What can I do?

Answer: The FAFSA is based on the prior year’s earnings and tax information. If any of these conditions apply, you should submit a 'Professional Judgment Request':

  • Dependent care expenses: child day-care or elder care
  • Employment loss or change in employment status (reduced hours/salary)
  • Divorce/separation from, or death of, a parent or spouse
  • Unusual medical or dental expenses not covered by insurance
  • Other unusual family circumstance not otherwise specified (documentation will be needed)

11. I want to drop or add a class. Will this affect my financial aid?

Answer: Yes, it certainly can. Depending on when you drop or add the class, you could end up owing money not only to ECC, but to the federal or state government. Pell and MAP grants are related to the number of credit hours you are taking. Reducing your hours may reduce the amount of grant funding you can retain. Student loans require you maintain enrollment in at least six (6) credit hours. Dropping below six hours could result in the loss of loan eligibility. We recommend you check with the Financial Aid & Scholarships Office to discuss the potential affect on your financial aid before you make any class changes.

12. Why was my financial aid taken away?

Answer: Financial aid is available for students who qualify and maintain the eligibility criteria specified.

  • If you have failed to maintain Financial Aid Satisfactory Academic Progress, changed to an ineligible degree or certificate program, are in default on a federal loan, or owe repayment of a federal grant over-award, you cannot receive aid.
  • Additionally, aid may be removed from your award if you do not complete documents required for processing.
  • Some programs require certain GPA or enrollment levels. If you fall below the required GPA or hours, funds may have to be cancelled or reduced.

13. How can I get a student loan?

Answer: Follow the instructions on the apply for financial aid page. More»